Craig Overstreet - Associate Attorney
Craig attended undergraduate at Missouri State University and graduated from Saint Louis University School of Law in 2003. He has been licensed to practice law in Missouri since 2004 and Arkansas since 2016. Craig focuses his practice on commercial litigation, creditors' rights, and consumer litigation. He has tried hundreds of such cases, and handled thousands to a successful conclusion. Craig represents the firm's clients in courts throughout Southwest Missouri and Arkansas. Craig is a US Army veteran who served in Operation Enduring Freedom-Afghanistan.
David Gamache - Managing Commercial Attorney
Mr. Gamache is the Managing Commercial Attorney. He is licensed in both Missouri and Arkansas. Prior to his employment with Kramer & Frank PC he was a principal in the firm of Gamache & Myers, PC.
He is a Past-President of the Commercial Law League of America, past CLLA Treasurer and Past Chair of the Creditors’ Rights Section of the Commercial Law League of America. He currently serves on the CLLA board as Recording Secretary. He has also served for many years as chair of the Commercial Law League’s FDCPA Committee, and was the Chair of the Midwestern Members Association.
His prior firm was a founding member of the Missouri Creditors Bar Association of which he was the first President.
He was the 2015 recipient of the Robert E Caine Leadership Award, given by Caine & Weiner and the CLLA. David is "AV Preeminent" rated through Martindale Hubbell.
David is a frequent speaker for many organizations including but not limited to The CLLA and the Missouri Bar Association. He has spoken on the topics of collection law, judgment recovery, creditor liability and the Fair Debt Collection Practices Act (FDCPA). He has authored during several publication years the chapter entitled “Handling Collections” for the Missouri CLE publication Creditor-Debtor Remedies. He has authored numerous articles related to FDCPA and has been quoted in a number of national publications.
David is a member of the Commercial Law League of America, Missouri Bar Association, and the Arkansas Bar.
David J. Page - CEO and Principal Attorney
Dave earned his Bachelor of Science in Business Administration in 2003 from Saint Louis University and his Juris Doctorate from Valparaiso University School of Law in 2006. He focuses his practice on creditor’s rights, commercial litigation and consumer litigation. He joined the firm in November of 2022 after nearly a decade of managing his own law firm and the Missouri office of a large multi-state collection firm. In 2015, he was chosen by Missouri Lawyers Weekly as an “Up & Coming Lawyer” for demonstrating excellence and potential to make a difference in the legal profession and the community. He is licensed to practice in Missouri, Illinois and Kansas.
David J. Weimer - Chief Compliance Officer and Principal Attorney
David joined Kramer & Frank as a non-equity member in 1998. He represented creditors in debt-collection litigation, and represented law firms and debt-collection agencies in consumer litigation. He served as the manager of the firm's Kansas City office for a time, and became the firm's first Chief Compliance Officer in 2010. He has tried hundreds of debt-collection lawsuits, including jury trials, and leads the firm's appellate practice. As CCO, David is responsible for advising the firm and its clients on the legal environment facing creditors and their attorneys in the enforcement of creditors' rights.
Donald Horowitz - Associate Attorney
Donald Horowitz graduated from University of Illinois-Urbana with a BA in Economics and received his J.D. from DePaul University College of Law. He joined Kramer and Frank in 2024 after working for prior collection firms for the past 30+ years. Don currently handles the commercial litigation matters at the firm and has tried numerous cases in both the commercial and consumer areas of law.
Elizabeth J. Early - Associate Attorney
Elizabeth focuses her practice on commercial litigation, creditors' rights, and consumer litigation. She has tried hundreds of such cases, and handled thousands to a successful conclusion. She represents the firm's clients in courts throughout Eastern Missouri. She also is responsible for assigning attorneys to cover dockets throughout Missouri, Kansas, and Southern Illinois.
John Makhamreh- Principal Attorney
John joined Kramer and Frank in January of 2023 after working for over 3 years as an associate attorney at a Missouri consumer collection law firm. He earned his Bachelor of Arts in Economics and Masters in Business Administration from Rockhurst University in 2013 and 2014. He then earned his Juris Doctorate from St. Louis University School of Law in 2017. He focuses his practice on creditor’s rights and consumer litigation. He is licensed to practice in Missouri.
Ray Bozarth- Associate Attorney
Raymond earned his Bachelor of Arts degree with a major in history and minor in music from Westminster College in Fulton, Missouri in 2000 and graduated Summa Cum Laude. He earned his Juris Doctor Degree from The University of Missouri-Columbia School of Law in 2003 and became licensed to practice law that same year. Raymond began his career in creditor’s rights and commercial litigation in 2006 and has continued in that practice since then. Raymond joined Kramer & Frank in 2024. Raymond is licensed to practice in Missouri, Wisconsin, Illinois and the Western District of Missouri Federal Court and the District of Kanas Federal Court.
Tammy F. Wool - Associate Attorney
Tammy earned her Bachelor of Journalism degree from the University of Missouri-Columbia in 1982 and her Juris Doctor from Washington University in 1985. She joined Kramer & Frank in 1989. Tammy is an AV-rated litigator in Martindale-Hubble. She concentrates her practice in creditors' rights, commercial litigation, and consumer litigation. She has tried hundreds of cases involving creditors' rights. She also has practiced in bankruptcy court and child support enforcement.
Timothy M. Bosslet - Principal Attorney
Timothy became a principal of the firm in 1988, and is currently the Managing Principal of the firm's Commercial Collections Litigation Group. Tim concentrates his practice on creditors' rights, commercial litigation, and consumer law in state and federal courts. He represents national and local financial institutions, banks, credit unions and trade vendors. He handles loan workouts, collections, and general commercial litigation for both secured and unsecured creditors. Tim frequently represents creditors in bankruptcy and defense matters. These matters include defense of Fair Debt Collections Practices Act actions and adversary claims in bankruptcy court.
